San Jose, CA Mortgage Rates

Moving to San Jose, CA? If you currently live in San Jose, CA or are drawn to move here, you need to do your homework before selecting San Jose, CA mortgages. The costs of homeownership in San Jose, CA are higher if you desire to live in a metropolitan neighborhood, while rates tend to drop the further you are from the city.

San Jose, CA Banking Rates can help you make a wise choice, with information on San Jose, CA mortgage rates. Wherever you decide to buy your home, that choice has never been easier.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 25, 2008

Mortgage rates at new low

The rate was the lowest since Freddie Mac's weekly mortgage rate survey began in April 1971 and the eighth week in a row of declines. ...

December 18, 2008

As We See It: Lower mortgage rates could provide recession relief

A 4.5 percent mortgage rate -- the figure the Treasury Department is said to be considering -- would, however, raise housing demand and almost certainly ...

Compare Rates of San Jose, CA Mortgage Lenders

San Jose Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local San Jose, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

San Jose, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your San Jose, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? San Jose Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether San Jose, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, San Jose Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you San Jose, CA mortgage loan, we can help you, too.

San Jose Banking Rates