Compare the Best Local Rates

San Jose Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in San Jose. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a San Jose credit union you qualify to join. Below are the credit unions in the city that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in San Jose

  • Mission San Francisco Credit Union: 0.8%
  • United Health Credit Union: 0.65%
  • Stanford Credit Union: 0.65%

Highest 12-Month CD Rates from San Jose Credit Unions

  • Mission San Francisco Credit Union: 1.3%
  • Postal Of Northern Cal Credit Union: 1.22%
  • Stanford Credit Union: 1.06%

San Jose Credit Unions with the Best 24-Month CD Rates

  • Mission San Francisco Credit Union: 1.5%
  • Pacific Advantage Credit Union: 1.26%
  • Stanford Credit Union: 1.26%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.