Finding the best CD rates is often a challenge in today’s economy, but there are plenty of financial institutions offering great rates if you know where to find them. For example, there are many San Jose 6-month CD rates that beat the average for the region. Here’s a closer look at the best rates this month. 
San Jose 6 Month CD
With over 127 financial institutions in San Jose CA alone, it's not always an easy task to locate the most competitive offers available near you. San Jose Banking Rates is a comprehensive resource for finding the best interest rates in your area, including the highest CD rates. The average 6 Month CD rate in San Jose CA is currently 0.26%, including rates from a total of 43 accounts. Below is an up-to-date list of the top five six month CD rates in your area.
Banks and Credit Unions with the Best Six-Month CD Rates in San Jose CA- Chevron Federal Credit Union: 0.8%
- Mission San Francisco Credit Union: 0.75%
- Postal Of Northern Cal Credit Union: 0.52%
- United Health Credit Union: 0.45%
- Kaiperm Credit Union: 0.4%
For more information regarding the above banks and rates, or to view the best CD rates for additional term lengths, visit San Jose CA CD Rates.
We’re well into summer, which means you’re likely going to be spending more money than usual on vacations, entertainment and other seasonal expenses. Don’t get so wrapped up in the spending that you forget to save, too. Putting some money away in a San Jose 6-month CD now means you will come out of the summer festivities and following holidays with extra cash and interest earned on top. 
Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. San Jose Banking Rates has compiled a list of the average CD rates in San Jose by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD. 
Now that we’re heading into a new month, banks and credit unions in San Jose are likely to adjust their interest rates. In order to be sure you’re still earning the best rate near you, it’s important to one again check up on current rates. The following is a look at how San Jose CD rates are performing for a 6-month term and where you can get the highest rates today. 
Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in San Jose, find out where to get the best interest rates first. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in San Jose, you can save quite a bit of money and help you and your family achieve your financial goals. 
How can you determine whether a CD rate is really a good one? It takes a bit of research, but San Jose Banking Rates exists to bring you all the information you need to find out.
To start, begin with the average rate for your location. San Jose Banking Rates compiles rates data from within a 50-mile radius of San Jose and the following is a breakdown of that information to help you locate the best rates near you. 
Check rates in these cities in San Jose: See Cities
- Los Altos
- Vallejo
- Fair Oaks
- Irvine
- Stockton
- Costa Mesa
- La Mesa
- Fullerton
- Encino
- Santa Rosa
- Santa Clara
- Torrance
- Santa Barbara
- Beverly Hills
- Orange
- Chico
- San Ramon
- Santa Cruz
- San Rafael
- Huntington Beach
- Castro Valley
- Ontario
- Vacaville
- La Jolla
- Anaheim
- Diamond Bar
- Richmond
- Garden Grove
- Novato
- South Lake Tahoe
- Oxnard
- Redwood City
- Riverside
- Chula Vista
- San Leandro
- Moreno Valley
- Sunnyvale
- Mission Viejo
- Tracy
- El Segundo
- Fremont
- Inglewood
- San Luis Obispo
- Encinitas
- Walnut Creek
- San Mateo
- Temecula
- Vista
- Concord
- Los Gatos
- El Cajon
- Sacramento
- Arcadia
- Santa Ana
- Manhattan Beach
- Lancaster
- San Gabriel
- Antioch
- Whittier
- Simi Valley
- Campbell
- Bakersfield
- Redding
- Ventura
- Tahoe City
- Van Nuys
- Bell
- Covina
- Santa Maria
- Napa
- Daly City
- Loma Linda
- Montebello
- Yuba City
- Newport Beach
- Northridge
- Palm Springs
- Santa Monica
- Alhambra
- Corona
- Visalia
- San Diego
- Escondido
- Fresno
- Woodland Hills
- Palo Alto
- Paramount
- Los Angeles
- Carson
- Rancho Cucamonga
- Palos Verdes Peninsula
- Hacienda Heights
- Cupertino
- Palm Desert
- Redondo Beach
- Fairfield
- Oakland
- Hayward
- West Covina
- Modesto
- Norwalk
- Long Beach
- Menlo Park
- Tustin
- Brea
- Venice
- Salinas
- Palos Verdes
- Downey
- Merced
- Thousand Oaks
- Monterey
- Mill Valley
- Pasadena
- Oceanside
- Berkeley
- Upland
- Carlsbad
- Sherman Oaks
- Palmdale
- Pleasanton
- Burlingame
- San Bernardino
- San Francisco
- Burbank

